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Who Are We?
We are a group of experts, scholars, entrepreneurs and philanthropists that believe in the need for ethical Islamic Halal car financing options in the UK, accessible for all those who wish to avoid costly interest (Riba) based contracts & avoid debt traps.
Interest & Debt
Interest bearing loans are a major cause for the growing levels of individual debt, increase in poverty and disparity in wealth. Many get entrapped in servicing high interest payments on car loans and end up compromising their beliefs and values.
Why Halal Financing?
The UK Halal industry is worth over £2 trillion and growing, catering for both Muslim and non-Muslim consumers. With a range of ethical, Shariah compliant and value-based products on offer, we ensure our clients secure the best car loans for their needs.
Helping You Find Halal Car Financing in the UK
When it comes to car loans, look no further than iCar Finance for your financing needs. Use our online loan calculator today and send us your details so that we may assist you in finding your ideal Halal car purchasing options.
Our Services
1. Apply
Complete a quick application
2. Secure
Get loan approved in hours
3. FIND
Select from approved dealers
4. Drive
Drive away in your dream car
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FAQ
Are icar finance options halal?
All our contracts are shariah compliant and approved by our Advisory board of scholars and experts. We ensure that our partners use the contracts in order for them to part of our panel.
What is Profit Rate?
Profit Rate stands for Annual Profit Rate. It’s the amount of profit you’ll pay yearly on the money you’ve borrowed, including the various fees that apply, so that you can accurately determine and compare the overall annual cost of your agreement.
Can I get car finance if I’m self-employed?
Yes, i Car Finance is well aware of the difficulty self-employed people can face when trying to get finance. This is often because being self-employed can negatively affect your credit score. So, we have worked hard to secure lenders on its panel who are willing to accept applications from people who are self-employed.
How much can I borrow to buy a car?
Use our finance calculator to get an estimate of how much you can borrow. Exactly how much you borrow depends on your personal circumstances and credit rating. Our finance partners, can give you a free, no-obligation quote to help you weigh up your options.
Are the monthly prices guaranteed?
The prices we show are not guaranteed but are indicative of what is available to the majority of customers who apply. Whether you’re approved, and on what terms, is subject to your status.
What if I have bad credit score?
Your credit score is used by lenders, including car finance providers to gauge how likely it is you’ll be able to make any repayments you owe. As such, people with a higher credit score are often more likely to be accepted for finance applications. Those with high credit scores can sometimes access better deals with lower interest rates, or even 0% car finance deals.